High APY
makes us HAPY.
One-click automation for stablecoin DeFi yield farming.
MAKE ME HAPYOne click stable farming is here -
One click stable farming is here -
One click stable farming is here -
One click stable farming is here -
Chasing the highest onchain yield is:
Time consuming
Researching, managing, and rebalancing positions is a full time job.
Over complex
It requires deep, specialized knowledge of DeFi primitives, smart contracts, and protocols.
High-Risk
Exposure to smart contract vulnerabilities, protocol exploits, and market volatility
Not capital efficient
Ignoring all auxiliary costs when manually moving capital decreases your potential returns.
this is why
hapy exists
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Hapy automates stablecoin DeFi farming, making it faster, simpler, accessible and more efficient.
1. Hapy Scans
Real-time monitoring is performed across all integrated protocols, recording changes in APR, bonus incentives, for every stable lending pools & stable Liquidity pools.
2. Hapy Scores
All variables are processed to calculate the true post-fee return & risks. Transactions are only approved if the potential profit exceeds the total incurred costs.
3. Hapy Executes
Funds are seamlessly withdrawned, swap, relocated atomically fully onchain within your self-custodial smart contract account.
4. Hapy Compounds
Reward tokens are collected, converted into the base asset, and those proceeds are immediately reinvested to fuel the strategy's compounding growth.
Hapy only integrates audited protocols, and all exposures are held in stablecoins.
You won't find 150% APY here.
That's because we only integrate institutional-grade DeFi protocols and battle-tested stablecoins like USDC or PayPal backed Stablecoin.
“This bad boy is saving me an hour a day I used to spend checking every goddamn APY and rejiggering my bags.”
“I'm not wasting hours reading every single audit report. I don't have time to vet every protocol for rug pulls! Hapy is my due dil guy.”
“APYs are moving faster than crime, I just want max out my parked fund on legit stables ”
Frequently asked question
HAPY operates as an entirely onchain, non-custodial protocol that offers an automated interface for engaging with stablecoin decentralized finance (DeFi) yield strategies. HAPY is a technical tool, not a financial advisor or investment manager.
Our core functionality is to provide a simplified mechanism to access various DeFi opportunities.
Users interact with the protocol via the following steps:
- Connect a self-custodial wallet to the Hapy.life interface.
- Initiate a deposit of supported stablecoin assets (currently USDC, USDT, or USD1).
- Activate the automated strategy through a smart contract interaction.
The HAPY protocol then executes a sequence of pre-programmed actions (e.g., supplying, borrowing, looping, and providing liquidity) utilizing smart contracts on the Flow network and beyond.
This automated function is designed to aim for optimized returns but involves inherent smart contract and market risks. Users acknowledge and accept full responsibility for all risks associated with interacting with the protocol and underlying DeFi platforms.
The HAPY protocol is currently configured to accept deposits of USDC, USDT, and USD1 stablecoin assets. Eligibility of assets may be changed or suspended at any time without prior notice.
The protocol operates with a straightforward cost structure: a 20% protocol service fee is automatically deducted from the gross yield or rewards generated by the user’s deposited assets. This is a performance-based fee applied only to the profits realized by the automated strategy. No other upfront, deposit, or protocol-imposed withdrawal fees are charged.
HAPY is a non-custodial protocol, and the protocol itself does not impose lock-up periods.
- Non-Custodial Protocol: HAPY does not take possession or control of your private keys. Your assets remain under your control within your connected, self-custodial wallet and are deployed into the strategy via immutable smart contracts. You are solely responsible for the security of your private keys and wallet.
- Withdrawal: Users may initiate a withdrawal transaction at any time. There is no protocol-imposed lock-up period. However, the withdrawal process is subject to underlying protocol liquidity, network conditions, and applicable transaction fees (gas fees) which are external to HAPY.
Risk Warning: There is no guaranteed APY. All crypto and DeFi strategies are subject to extreme volatility, potential impermanent loss, liquidity risk, and total capital loss.
APY is highly dynamic and depends entirely on the variable rates, rewards, and conditions of the underlying third-party DeFi protocols. Any historical or estimated APY figures presented on the website are hypothetical and based on past performance, which is not indicative of future results.
The protocol manages the position by:
- Automated Reinvestment (Compounding): The protocol is designed to automatically harvest and reinvest (compound) earned rewards, typically on a 24-hour cycle, though timing may vary due to network congestion or operational necessity.
- Periodic Monitoring: The underlying strategy is subject to periodic monitoring to assess its profitability. The system is programmed to automatically rebalance or shift assets between underlying protocols if pre-defined conditions are met. The protocol does not guarantee that it will always execute a rebalancing transaction at the optimal time or that the rebalanced strategy will result in higher returns.